Keystone 65

Posted on 06/11/2013 Introducing Independence Blue Cross Keystone 65 Select HMO– a new Medicare Advantage Plan available to residents of Philadelphia, PA, and the surrounding four counties. This is quite exciting for numerous reasons. First, it is through a great Medicare Advantage company, Independence Blue Cross. Many people in the Philadelphia area have had their health coverage through IBC in the past, and it it a local carrier that they know and trust. Second, it provides comprehensive coverage that you can count on. Solid coverage, with low co-pays. Lastly, the premiums are extremely affordable! The Keystone 65 Select HMO is available four different ways 1. Medical Only- $0 Premium 2. Medical with Rx coverage- $31.50 Premium (Philadelphia & Bucks counties) $46.50 (Chester, Delaware, Montgomery counties) 3. Medical with Choice Program-  $10.00 Premium (Philadelphia & Bucks counties) $10.00 (Chester, Delaware, Montgomery counties) 4. Medical with Rx and Choice Program-  $41.50 Premium (Philadelphia & Bucks counties) $56.50 (Chester, Delaware, Montgomery counties) The Choice Program offers Preventive Dental, Vision care and a Hearing benefit. All of the above plans provide the Silver Sneakers benefit- a free fitness program that many area gyms participate in. So, if you are looking for a great Medicare Advantage plan through a local company that you trust, with comprehensive coverage at at affordable monthly premium, Keystone 65 Select HMO could be the right plan for you. Just give us a call at (215) 658-1776

Posted 05/06/2013 I see many seniors in Philadelphia with Keystone 65 Preferred HMO plans and I can only scratch my head in disbelief. If YOU have the Keystone 65 Preferred plan through Independence Blue Cross (IBC), continue reading, and learn how you can stay with IBC, stay with Keytone 65, but save about $1,000/year. Prior to January 1, 2012, the Keystone 65 Preferred HMO was the only Keystone 65 plan offered by IBC.  However, on that date, IBC introduced the NEW Keystone 65 Select HMO.  This new, Select plan has slightly higher co-pays than the Preferred plan. For example, primary care doctor visits are an extra $10, specialist visits an extra $5, hospital stays an extra $30/day (for 7 days), and Rx an extra $180 upfront deductible. However, the premium for the new Keystone 65 Select HMO is $131 less per month than the old Preferred plan; over a year’s time that is a cost savings of over $1,500! In you factor in some higher copays with the new plan, most seniors would probably save well over $1,000 a year!  This is with the same IBC that you know and love, offers the same Silver Sneakers, dental, vision and hearing.  So…if you have Keystone 65 Preferred and want to save $, give us a call at (215)658-1776. We are here to assist you and help you get into the right plan at the lowest possible cost.   © 2012 Independence Blue Cross. Independence Blue Cross is an independent licensee of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern Pennsylvania.