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05/28/2014 If you are 65 years of age or older and leaving employer based health insurance, there are several important steps that you must do concerning your health coverage. First, you must insure that you have both Medicare Part A and Medicare Part B. If you work for a larger employer, chances are good that you do not have Medicare Part B. You need to apply for Medicare Part B by going to your local Social Security office. There, they will give you a form that your employer needs to complete (verifying past employer-based creditable coverage). The second step, which can be done concurrently with the above first step, is to apply for Medicare Insurance- either Medicare Supplement and Part D, or a Medicare Advantage Plan. I realize that all of this can seem a bit overwhelming, but that is exactly where Allen Heffler can help! Allen specializes in Medicare Insurance, and he can walk you through the process every step of the way. Call Allen Heffler at (215) 658-1776

04/21/2014  I have been asked often if Obamacare impacts Medicare Insurance. The short answer to this question is that, for the most part, no. Yes Medicare and Medicare Insurance will be changing in the future. But those change have nothing to do with Obamacare, and everything to do with Washington and CMS trying to keep Medicare afloat and sustainable in the future. This being said, Obamacare will have some future impact on Medicare. The donut hole that seniors face will be reduced over the next several years. The real concern with Obamacare is will the system strip money out of Medicare in order to pay for Obamacare? Say tuned. Allen Heffler

Posted on 06/07/2013 Being a bit older doesn’t mean you have to give up on your favorite summer activities. On the contrary, there has never been a better time to enjoy the great outdoors with friends and family.  As we age, it is vital to get outside and enjoy nature, since that can assist in healing, both mentally and physically.  If you are a senior, here are a few suggestions to for some great summer activities. Water Aerobics- Great way to relieve stress and also relieve some aches and pains.  A senior would get a lot of health benefits, both mentally and physically from water aerobics.  This possibly could assist a bit with such ailments as arthritis and inflammation of the joints Gardening- A great way to relieve some stress and anxiety, while making the outside of your house beautiful.  Gardening can be as simple as planting a few new flowers in your yard or you can do a vegetable garden.  You will get some great workout and it could keep you active all summer long. Fishing- A great activity to do alone or with friends and family.  You can go to a lake or a pond, pack your favorite snack or sandwich, and enjoy the experience of catching a nice fish.  It’s great for a senior, since it does not require too much physical labor and is a great way to relax and enjoy nature. Bird Watching- A great summer activity which requires little physical work.  All that is needed is to have a decent pair of binoculars, which might cost about $20.  You can sit on your porch or your front lawn, or you can go to a park and bird watch.  Might be great for a senior who has limited mobility or can not handle the summer heat or too much of a work out. Walk- Taking a daily walk is a great summer activity that will physically and help you clear your mind as well.  It is a great, low impact activity that will help you stay in shape.  You can walk alone, walk with friends and family, or take your dog out for a walk. Exercising is important as we age, since our body tends to slow down. Enjoy the summer, stay in shape, and enjoy all that nature has to offer. Allen Heffler Pres. MyMedicareAdvisor.