Medicare Supplement Plan A provides the most basic coverage. While it does provide a bit less coverage than other plans, it also carries a lower premium. Covered benefits include hospitalization, medical expenses, and blood. Plan A covers hospitalization, including coinsurance for Part A. This Plan also pays the coinsurance for Medicare Part B, which is generally 20% of medicare approved services.
Plan A does not cover several of the benefits that more comprehensive plans cover. Some of the benefits that aren’t covered are the coinsurance for skilled nursing care, the deductibles for both Part A and B, and emergency care for travel outside the United States. Plan A does not cover any excess charges under Part B. This means if a doctor charges more than the Medicare approved amount, you may be responsible for paying for some of those charges yourself. The doctor can charge you up to 15% of the amount not covered by Medicare. While some plans cover this, Plan D does not.
Without a knowledgeable and trusted guide by your side, it’s easy to get lost in the current Medicare marketplace. MyMedicareAdvisor helps you navigate the complexities of the Medicare transition process every step of the way with personalized advice and expert recommendations. We provide a clear and comprehensive roadmap to help you avoid common pitfalls to ensure you purchase just the right plan, at the lowest possible cost.
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