Medicare Supplement Plans in Philadelphia, PA

Posted on 05/31/2013 Medicare Supplement Plans are also called Medigap plans, since these plans fill in the gaps in coverage of Original Medicare Part A & Part B.  Unlike Medicare Advantage plans (Part C of Medicare), which serve as alternative to traditional Medicare, Medigap plans supplement Medicare. With Medigap plans, Medicare is the primary insurance.  Items such as deductibles and co-pays that Medicare does not pay, your Medigap plan picks up. Unlike Medicare Advantage plans, which have deductibles and co-pays, most Medigap plans have no deductibles, co-pays, or network restrictions. Medigap plans are standardized by Medicare.  There are ten different Medigap plans that are available, such as Plan F, Plan G & Plan N.  Because these plans are standardized, there is no difference whatsoever between one insurance company’s Plan vs another company’s. Well, two differences- the logo on the card and the price they charge. Medicare Supplement Plan F is the richest Medigap Plan available.  With this plan, when you see a Medicare provider or facility, you will never have to pay a single dollar for any treatment.  So if you see a doctor, get diagnostic work, or if you are in a hospital, whether your bill is $100 or $100,000, you will not pay a penny for the Medicare approved charges. Medicare Supplement Plan F: No deductibles No co-pays No referrals No network restrictions As always, we are here to assist you. Any questions, call us at (215) 658-1776.

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