Part One- Special Enrollment Periods

Part One- Special Enrollment Periods

06/06/2012 A Medicare Beneficiary is limited to when and how often she can join change or leave a Medicare Advantage plan, or a Part D, prescription plan: 1. You can enroll in a Medicare Advantage Plan or Part D plan during the intial enrollment period- when you first qualify for Medicare 2. During the Annual Enrollment Period, which begins October 15, 2012 and lasts to December 7, 2o12. you can change how you receive your Medicare coverage, and you can enroll in, change, or drop Medicare Part D coverage 3.  From January 1 to February 15, you can leave your Medicare Advantage Plan and change back to Original Medicare with or without selecting a Part D drug plan. You can’t, however switch Medicare Advantage, such as Keystone 65,  plans during this time period (that can only be done from 10/15-12/7). Outside the above three periods, you can only change how you get your health coverage and enroll in, change or drop Part D drug plan if you qualify for a Special election Period (SEP).  There are, however, several circumstances where Medicare will permit changes to a plan throughout the year. Subsequent blogs will discuss the circumstances that qualify for an SEP. Yes, this can be quite confusing. You can contact Allen Heffler directly at (215) 658-1776 to discuss in greater detail.

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